My brain is finally catching up to my age. The past week or so I've been thinking a lot about responsible stuff like life insurance, wills, safety deposit boxes, savings accounts, and disaster/emergency preparedness. What I like to call "Just In Case" syndrome.
I bought a Gerber Life policy for Price, which I'm totally thrilled about. Assuming I can maintain the premium payments until he's 25, that will be his nest egg. His college fund. His money to do with as he sees fit. And being able to provide that to him pleases me immensely.
Shawn and I both need to take out life insurance on ourselves. Shawn jokes that I just want to bump him off, but really -- it's the responsible thing to do. Just in case. Now that I've quit smoking, I think we can finally afford to do it. We simply have to.
Now that we have Price, we'll need to do a will. Good thing one of my very best friends is a lawyer; I know absolutely nothing about how to set up a will or trust.
I'm in the middle of taking an inventory of all our valuables -- writing down serial numbers and descriptions, taking pictures.
Then I have to gather all this ultra-important paperwork (house deed, insurance policies, SS cards, etc) and stash it in a safety deposit box somewhere.
Just in case. It's best to be prepared for any possibility. I hate to think of such adult things, bit now that I have a family -- someone's gotta do it.
Saturday, May 9, 2009
Feeling All Adult and Stuff
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